Personal Banking Services

At Old Dominion, we’re interested in seeing our community members make smart financial decisions. We’re committed to helping you reach your personal financial goals and are here for you to answer your questions. Contact us to talk about your personal banking needs.

Products

  • ODNB 24/7 Checking

    Account Features:

    • Online banking with person to person payment technology
    • Mobile Capture
    • Non-ODNB ATM withdrawals: 5 free per monthly statement cycle; $2 fee each thereafter
    • Tiered interest -interest accrues daily and is credited quarterly


    Account Conditions:

    • Account must be opened online at odnbonline.com
    • Minimum deposit to open account $250
    • Minimum of 10 debit card transactions per month
    • Minimum of one direct deposit per month for $100 or more
    • Enrollment in eStatements
    • Enrollment in Online Banking and BillPay


    If conditions are not met, interest may not be earned and a $25 monthly maintenance fee assessed)

  • Dominion Personal Checking
    • $100 minimum to open
    • No monthly service charge
    • Free first order printed checks
    • Free online banking with BillPay
    • Free debit card
    • Non-ODNB ATM withdrawals: 5 free per monthly statement cycle;  $2 fee each thereafter
    • Unlimited teller transactions
    • Combined statements available
    • Unlimited check writing
    • Non-interest bearing
  • Dominion Gold Checking
    • Age 50 or better
    • $100 minimum to open
    • No monthly service charge
    • Free first order of printed checks
    • Online banking with BillPay
    • Free debit card
    • Free cashier’s checks
    • Free notary service
    • $15 annual credit towards safety deposit box
    • Non-ODNB ATM withdrawals: 5 free per monthly statement cycle;  $2 fee each thereafter
    • Unlimited teller transactions
    • Unlimited check writing
    • Combined statements available
    • Non-interest bearing
  • Old Dominion Personal Interest Checking
    • $100 minimum to open
    • $10 monthly service charge, if minimum daily balance. falls below $500
    • Free –first order printed checks
    • Free online banking with BillPay
    • Free debit card
    • Non-ODNB ATM withdrawals: 5 free per monthly statement cycle;  $2 fee each thereafter
    • Unlimited teller transactions
    • Unlimited check writing
    • Combined statements available
    • Tiered interest -interest accrues daily and is credited quarterly
  • Old Dominion Personal Money Market
    • $1,000 minimum to open
    • Monthly service charge of $10 if minimum daily balance falls below $1,000
    • Free –printed checks
    • Free debit card
    • 6 withdrawals or transfers. per month with no fee
    • $10 fee for each excess withdrawal or transfer over the allowable 6 per monthly statement cycle
    • Combined statements available
    • Tiered interest -interest accrues daily and is credited quarterly
  • Old Dominion Personal Savings
    • $100 minimum to open
    • $5 monthly service charge if minimum daily balance falls below $100
    • 6 withdrawals or transfers – per month with no fee
    • $3 fee for each excess withdrawal or transfer over the allowable 6 per monthly statement cycle
    • Unlimited deposits
    • Combined statements available
    • Automatic transfers from other accounts available
    • Can be setup to cover overdrafts on other accounts
    • Interest accrues daily and is credited quarterly
  • Old Dominion Youth Savings
    • $10 minimum to open
    • No monthly service charge for youth – age 18 years and younger
    • 6 withdrawals or transfers –  per month with no fee
    • $3 fee for each excess withdrawal or transfer over the allowable 6 per monthly statement cycle
    • Unlimited deposits
    • Combined statements available
    • Automatic transfers feature available
    • Interest accrues daily and is credited quarterly
  • Consumer Services
    • Online banking & bill payment
    • Person to person (P2P) payment technology
    • Mobile capture & mobile banking*
    • Debit/ATM card*
    • Allpoint ATM Network offering surcharge-free access to more than 55,000 ATMs worldwide

    *service offered with certain products and consumers must meet minimum qualifications to obtain.

  • Insured Cash Sweep (ICS)

    Old Dominion has partnered with Promontory to bring you two exciting products that allow you to deposit funds with confidence. With ICS (Insured Cash Sweep) you can earn interest and access multi-million dollar FDIC Insurance coverage. ICS allows you access to your funds daily, allowing you to enjoy liquidity in your transaction account with ODNB. We also offer CDARS, allowing access to FDIC insurance while enjoying the benefits of a high dollar certificate of deposits. Ask your Banker for more information.

    Learn More

  • Certificate of Deposit Registry Service (CDARS)

    CDARS (Certificate of Deposit Registry Service)* allows access to FDIC insurance while enjoying the benefits of high dollar certificate of deposits. CDARS can be a valuable investment tool for depositors seeking the peace of mind that accompanies FDIC Insurance, but the convenience of working with your local community bank.

    * Funds may be submitted for placement only after a depositor enters into a CDARS® Deposit Placement Agreement with us. The agreement contains important information and conditions regarding the placement of funds by us. CDARS and Certificate of Deposit Account Registry Service are registered service marks of Promontory Interfinancial Network, LLC